Terms & Conditions
Introduction
These Terms and Conditions govern your use of the aronelexiq Financial Planning website and services. By accessing our website or using our services, you agree to be bound by these terms.
Please read these terms carefully before using our services. If you do not agree with any part of these terms, you must not use our website or services.
Definitions
In these Terms and Conditions:
- • "Service" means the financial planning consultation and analytical review services provided by aronelexiq Financial Planning
- • "User" or "You" refers to any individual who accesses or uses our website or services
- • "Content" means all information, text, graphics, and materials available on our website
- • "Company", "We", or "Us" refers to aronelexiq Financial Planning Limited
Use of Service
Our services are provided for informational and consultational purposes only. You may use our website and services in accordance with these terms and applicable laws.
You must be at least 18 years old and legally capable of entering into binding contracts to use our services.
We grant you a limited, non-exclusive, non-transferable licence to access and use our website for personal purposes.
User Responsibilities
When using our services, you agree to:
- • Provide accurate and complete information
- • Maintain the confidentiality of your account information
- • Use our services in compliance with applicable laws
- • Respect intellectual property rights
- • Not interfere with the proper functioning of our website
Prohibited Uses
You may not use our services for any of the following purposes:
- • Any unlawful purpose or to solicit unlawful acts
- • Violating any international, federal, provincial, or state regulations or laws
- • Infringing upon our intellectual property rights or the rights of others
- • Harassing, abusing, insulting, harming, or discriminating against any individual
- • Transmitting false or misleading information
- • Introducing viruses or other malicious code
Intellectual Property Rights
All content, features, and functionality on our website are owned by aronelexiq Financial Planning and are protected by copyright, trademark, and other intellectual property laws.
All content on this website is protected by copyright and other intellectual property rights belonging to aronelexiq Financial Planning Limited.
User Content
You may provide information and feedback through our services. You retain ownership of your personal information, but grant us certain rights to use it as described in our Privacy Policy.
You grant us a non-exclusive, royalty-free licence to use any feedback or suggestions you provide for improving our services.
You are solely responsible for the accuracy and legality of any information you provide.
Privacy
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.
By using our services, you consent to the collection and use of information as described in our Privacy Policy.
Payment Terms
Subscription fees are £250 per month, payable in advance. All prices include VAT at the applicable rate.
Payments are processed monthly via direct debit or card payment. Failed payments may result in service suspension.
Refunds are provided within 14 days of initial subscription only. Monthly fees are non-refundable after services have been provided.
Disclaimers
Our services are provided "as is" without warranties of any kind, either express or implied.
We make no warranties about the accuracy, reliability, completeness, or timeliness of our services or content.
Individual results may vary based on personal circumstances and market conditions.
Limitation of Liability
To the fullest extent permitted by law, aronelexiq Financial Planning shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
Our total liability for any claim shall not exceed the amount paid by you for our services in the preceding 12 months.
Indemnification
You agree to indemnify and hold harmless aronelexiq Financial Planning from any claims, damages, or expenses arising from your use of our services or violation of these terms.
Termination
Either party may terminate the service agreement with 30 days written notice. We may terminate immediately for breach of these terms.
Upon termination, your access to our services will cease, but certain provisions of these terms will survive termination.
Dispute Resolution
Any disputes arising from these terms shall be resolved through the following process:
Arbitration
Disputes will be resolved through binding arbitration in accordance with the rules of the London Court of International Arbitration.
The arbitration shall be conducted in English and governed by English law.
EU Online Dispute Resolution
EU consumers may access the Online Dispute Resolution platform for resolving disputes.
EC ODR Platform
Governing Law
These terms are governed by and construed in accordance with the laws of England and Wales.
Any legal proceedings shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These terms constitute the entire agreement between you and aronelexiq Financial Planning regarding the use of our services.
Changes to Terms
We reserve the right to modify these terms at any time. Material changes will be communicated with reasonable notice.
Continued use of our services after changes constitutes acceptance of the modified terms.
Contact Information
For questions about these Terms and Conditions, please contact us using the information provided in our contact section.
Last Updated: August 18, 2025
Effective Date: August 18, 2025